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There is nothing more debilitating than not having a job at an age far from retirement. This is exactly what some men and women in their 50s and 60s are experiencing after losing their jobs since the nation’s economic crisis that shook many business establishments to reduce their manpower. And the ongoing fear for many is that they might be discarded from the workforce forever, especially at the event of having to compete with the younger generation whose unemployment rate is likewise higher.

The Labor Department statistics have shown that of the 14.9 million unemployed, more than 2.2 million are 55 or older, and nearly half of them have been unemployed six months or longer—a big blow that could affect their retirement package in the future. Continue reading →